Lauren: "Mommy, explain to me about money. How does that work?"
Me: "Well, when you have currency, it is really pieces of paper that represent a promise of something. You can exchange it for goods or services. There are two ways to get money. You can earn it by working--that's the hard way--or you can get it by investing it. And for that, you loan money to a bank who in turn loans it to other people who..."
Lauren: "Ah, Mom? You forgot the easiest way!"
Me: "What's that?"
Lauren: "The tooth fairy! I still got lotsa teeth left!"
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